Research, Innovation, and Beyond

My work spans behavioral finance, investment strategies, global finance, and the intersection of AI and financial decision-making. I have authored and co-authored multiple books, including:

Text-Books:

Karki, D. & Timilsina, P. K., Bhatt, M.P., Bhatt, T. R., Jaiswal, M. P., & Dhamala, P. L. (2022). Production & Operations Management. Text book for MBS, T.U.; Advance Saraswati Publication, Kathmandu. ISBN: 978-9937-744-55-3

Karki, D. & Timilsina, P. K. (2018). Production & Operations Management. Text book for MBS, T.U.; Samjhana Publications Pvt. Ltd., Kathmandu. ISBN No. 978-9937-9205-7-5

Research-Based Books:

Karki, D. (2025). Artificial Intelligence and the Future of Finance, 1^st Edition. Sukunda Pustak Bhawan, Kathmandu. ISBN: 978-9937-725-40-8

Karki, D. (2025). Investment Strategies in Evolving Markets, 1^st Edition. Sukunda Pustak Bhawan, Kathmandu. ISBN: 978-9937-7253-6-1

Karki, D. (2025). Global Financial Markets, 1st Edition. Sukunda Pustak Bhawan, Kathmandu. ISBN: 978-9937-7-2539-2

 Grants & Projects

PhD Fellowship and Research Support Grant from UGC, Nepal 2021 (Award No. PhD-77/78-Mgmt-01)

Award No. SRDIG-81/82-Mgmt-02: Small Research Development and Innovation Grant (SRDIG) from UGC, Nepal 2025 for research title ‘Measuring Service Quality and Satisfaction in Stock Brokerage Firms using SERVQUAL Model’: [PI].

Innovative Research Grant (IRG 2025: Category A) under the project titled “Artificial Intelligence Integration and the Future of Learning in Nepalese Universities” through CEDA, submitted to the Research Coordination and Development Council (RCDC), TU: [Co-I].

Emerging Faculty Research Grant (EFRG: Category D) project titled “Artificial Intelligence Adoptions in Higher Education: A Strategic Framework for Transversal Curricular Units” to the RCDC, TU: [PI].

I regularly publish in national and international peer-reviewed journals. I also serve as an Academic Editor and Reviewer for ranked journals and actively review for international journals.

Articles

Performance evaluation of small funds under smart investors. Journal of Development Research, 1-17. https://doi.org/10.1177/22297561251365992, 2025 (Lead author)

Structural equation modelling of behavioural factors influencing intraday trading prospects in Nepal. Journal of Development Research, 1-24. https://doi.org/10.1177/22297561251370826, 2025 (Lead author)

Multivariate analysis of Nepalese non-life insurers’ performance: Evidence from the CARAMEL framework. Nepalese Journal of Insurance and Social Security, 8(1), 29–42. https://nepjol.info/index.php/njiss/article/view/82507, 2025 (Lead author)

Blockchain technology in the digital era: Global research trends and financial innovation. Journal of Management Changes in the Digital Era, 2(1), 93-109. https://doi.org/10.33168/JMCDE.2025.0107, 2025 (Corresponding author)

Technological evolution, service innovation, and intraday trading adoption in Nepal’s stock market: A behavioral approach. Journal of Service, Innovation and Sustainable Development, 5(2), 73-94. https://doi.org/10.33168/SISD.2024.0205, 2025 (Corresponding author)

Digital finance adoption, emerging trends, and customer satisfaction: A bibliometric analysis. Interdisciplinary Journal of Innovation in Nepalese Academia, 4(1), 69-90. https://doi.org/10.32674/hr1c3v31, 2025 (Corresponding author)

Work-life balance, social exchange, and service performance: Insights from Nepalese commercial banking. Journal of Logistics, Informatics and Service Science, 12(6), 97-111. http://dx.doi.org/10.33168/JLISS.2025.0606, 2025 (Co-authored)

Analyzing psychological factors of job search behavior among Nepalese university graduates: An empirical analysis. Problems and Perspectives in Management, 23(2), 595-605. http://dx.doi.org/10.21511/ppm.23(2).2025.43, 2025 (Co-authored)

Bridging the gap: How career development learning mediates higher education and employability outcomes in Nepal. Problems and Perspectives in Management, 23(1), 643-655. http://dx.doi.org/10.21511/ppm.23(1).2025.48, 2025 (Co-authored)

Cross-influence of risk, return, and governance on decision-making in hydropower investments. Economic Journal of Development Issues, 37(1), 96–116. https://doi.org/10.3126/ejdi.v37i1.63920, 2024 

Investment decisions in Initial Public Offerings and Over-Subscription Perceptions among Investors. Corporate Governance and Organizational Behavior Review, 8(1), 105-114. https://doi.org/10.22495/cgobrv8i1p9, 2024 (Lead author)

User acceptance determinants in m-banking adoption. Nurture, 18(1), 201–213. https://doi.org/10.55951/nurture.v18i1.565, 2024 (Lead author)

Tourism and tradition: Heritage conservation practices and challenges amid mass tourism in Kathmandu Valley. Interdisciplinary Journal of Innovation in Nepalese Academia, 3(2), 58–85. https://doi.org/10.3126/idjina.v3i2.73204, 2024 (Lead author)

Customer Acceptance of Cheque Truncation and Electronic Clearing Services in Nepal. NCC Journal, 9(1), 57–74. https://doi.org/10.3126/nccj.v9i1.72246, 2024 (Lead author)

Performance of Closed-Ended Mutual Funds: A Test of Market Efficiency. Nepal Journal of Multidisciplinary Research, 7(3), 25–41. https://doi.org/10.3126/njmr.v7i3.70863, 2024 (Lead author)

Service quality dimensions and investor satisfaction on online stock trading system in Nepal. Journal of Service, Innovation and Sustainable Development, 5(1), 63-81. https://doi.org/10.33168/SISD.2024.0106, 2024 (Lead author)

Impact of fiscal and macroeconomic imbalances on economic growth: A context of regulation. Journal of Governance & Regulation, 13(3), 84–95. https://doi.org/10.22495/jgrv13i3art7, 2024 (Lead author)

Investors’ intrinsic motives and decision-making in the stock market. Intellectual Economics, 18(1), 59-79. https://doi.org/10.13165/IE-24-18-1-03, 2024 (Lead author)

The role of remittances in building economic resilience in Nepal: A Keynesian analysis. Journal of Logistics, Informatics and Service Science, 11(7), 411-428. https://doi.org/10.33168/JLISS.2024.0721, 2024 (Lead author)

Rational and irrational influences on investing decisions. Corporate & Business Strategy Review, 5(2), 92–101. https://doi.org/10.22495/cbsrv5i2art8, 2024 (Lead author)

Momentum investment strategies across time and trends: A review and preview. Nepal Journal of Multidisciplinary Research, 7(1), 62–83. https://doi.org/10.3126/njmr.v7i1.65249, 2024 (Lead author)

Future of education in the era of artificial intelligence. Journal of Interdisciplinary Studies, 12(1), 54–63. https://doi.org/10.3126/jis.v12i1.65448, 2023 (Lead author)

The relevance of financial performance in determining stock prices of insurance companies. Intellectual Economics, 18(2), 308–328. https://doi.org/10.13165/IE-24-18-2-04, 2024 (Lead author)

Bibliometric analysis of machine learning models for stock price prediction. Journal of Interdisciplinary Studies, 13(1), 116–141. https://doi.org/10.3126/jis.v13i1.73347, 2024 (Corresponding author)

Interactive effect of supervisory styles and careerist orientation on enhancing creativity. Cogent Business & Management, 11(1). https://doi.org/10.1080/23311975.2024.2351404, 2024 (Corresponding author)

Determinants affecting small business financially in Nepal: A Structural Equation Modelling Analysis. Quest Journal of Management and Social Sciences, 6(2), 323–337. https://doi.org/10.3126/qjmss.v6i2.69103, 2024 (Corresponding author)

Impact of fitness app experiences on users’ overall well-being through joy, usefulness and social connectivity. Journal of Logistics, Informatics and Service Science, 12(4), 235-258. http://dx.doi.org/10.33168/JLISS.2025.0413, 2024 (Co-authored)

The virtual coach: Examining the impact of perceived privacy, anthropomorphism, and empathy on overall well-being in fitness app users. KMC Research Journal, 8(1), 201–234. https://doi.org/10.3126/kmcrj.v8i1.79076, 2024 (Co-authored)

Factors influencing financial access for Nepalese women entrepreneurs. SMS Journal of Entrepreneurship & Innovation, 11(1), 1-13. https://doi.org/10.21844/smsjei.v11i01.30001, 2024 (Co-authored)

Beyond the Classroom: How Practical Experience and Social Networks Shape Entrepreneurial Intention among University Students? Pravaha, 30(1), 63–74. https://doi.org/10.3126/pravaha.v30i1.76892, 2024 (Co-authored)

Mapping the Landscape of Green Finance and Banking Performance Research: A Bibliometric Analysis. Journal of Service, Innovation and Sustainable Development, 5(1), 176-193. https://doi.org/10.33168/SISD.2024.0110, 2024 (Co-authored)

The impact of psychological capital on faculty motivation in higher education institutions of Nepal: A cross-sectional study. Journal of Business and Management, 8(2), 36–49. https://doi.org/10.3126/jbm.v8i2.76125, 2024 (Co-authored)

Analysis of generic skills, circumstances, labor market and perceived employability. Journal of Interdisciplinary Studies, 13(1), 32–58. https://doi.org/10.3126/jis.v13i1.73279, 2024 (Co-authored)

Motivators and hygiene factors affecting academics in Nepalese higher education institutions: Applying Herzberg’s Two-Factor Theory. Journal of Business and Social Sciences Research, 9(2), 1–16. https://doi.org/10.3126/jbssr.v9i2.72406, 2024 (Co-authored)

Consumer behavior and decision-making in health insurance policy purchases in Nepal. Nepalese Journal of Insurance and Social Security, 7(1) 100-116. https://doi.org/10.58665/njiss.66, 2024 (Co-authored)

Management accounting’s role in decision-making and efficacy. Cogent Business & Management, 11:1, 2433165. https://doi.org/10.1080/23311975.2024.2433165, 2024 (Co-authored)

Unanticipated political events and their effect on the Nepalese insurance sector and stock market. Nepalese Journal of Insurance and Social Security, 6(1), 60–70. https://doi.org/10.58665/njiss.43, 2024 (Lead author)

Detrimental impact of employees’ job demand on their workplace incivility behaviour: Restorative role of self-efficacy. International Journal of Management and Sustainability, 13(1), 26–39. https://doi.org/10.18488/11.v13i1.3593, 2024 (Co-authored)

Direction of business performance metrics: A bibliometric and thematic review. Advance, 1-27. https://doi.org/10.31124/advance.171405532.20749022/v1, 2024 (Co-authored)

Nature and dynamics of stock market: A bibliometric analysis of its development and operations as an economic agency. NCC Journal, 8(1), 74–98. https://doi.org/10.3126/nccj.v8i1.63672, 2023 (Lead author)

Human resource management practices and performances in Nepalese financial institutions. Quest Journal of Management and Social Sciences, 5(2), 316–330. https://doi.org/10.3126/qjmss.v5i2.60930, 2023 (Lead author)

Should income be diversified? A dynamic panel data analysis of Nepalese depository financial institutions. Investment Management and Financial Innovations, 20(3), 332-343. https://doi.org/10.21511/imfi.20(3).2023.28, 2023 (Lead author)

Structural Stability of the Relationship between Indirect Taxes and Government Expenditure in Nepal: Implications for Fiscal Policy. Journal of Business and Social Sciences Research, 18(1), 35-49. https://doi.org/10.3126/jbssr.v8i1.56582, 2023 (Lead author)

Performance Evaluation of Technical Analysis in the Nepalese Stock Market: Implications for Investment Strategies. Quest Journal of Management and Social Sciences, 5(1), 69-84. https://doi.org/10.3126/qjmss.v5i1.56295, 2023 (Lead author)

Nexus between consumer ethnocentrism and purchase intentions. Interdisciplinary Journal of Innovation in Nepalese Academia, 2(2), 217–232. https://doi.org/10.3126/idjina.v2i2.59501, 2023 (Lead author)

Consumers’ Attitude on Purchase Behavior of Green Products. Pravaha, 29(1), 111–122. https://doi.org/10.3126/pravaha.v29i1.71411, 2023 (Corresponding author)

Farmers’ Perspectives on Sugarcane Management in Nepal: Empirical Evidence from Logistic Regression Model. Journal of Agriculture and Crops, 9(2), 222-232. https://doi.org/10.32861/jac.92.222.232, 2023 (Co-authored)

Elevating job search effectiveness: The significance of self-directed learning and self-control. Intellectual Economics, 17(2), 418-434. https://doi.org/10.13165/IE-23-17-2-08, 2023 (Co-authored)

Job security and faculty commitment within higher education institutions. The International Research Journal of Management Science, 8(1), 14-27. https://doi.org/10.3126/irjms.v8i1.60684, 2023 (Co-authored)

Self-control and job-seeking behaviors among Nepalese Fresh Graduates. Hong Kong Journal of Social Sciences, 61(Spring/Summer), 826-836. https://doi.org/10.55463/hkjss.issn.1021-3619.61.73, 2023 (Co-authored)

Navigating the new normal: Performance of stock market during pandemic. Pravaha, 28(1), 119–132. https://doi.org/10.3126/pravaha.v28i1.57979, 2022

Brand loyalty among mobile users. NCC Journal, 7(1), 1–14. https://doi.org/10.3126/nccj.v7i1.58612, 2022 (Corresponding author)

Consumers’ Preference on Consumption of Brandy among Other Alcoholic Beverages in Kathmandu Valley, Nepal. Quest Journal of Management and Social Sciences, 4(1), 42-57. http://doi.org/10.3126/qjmss.v4i1.45866, 2022 (Co-authored)

The liquidity paradox in Nepalese banks. NCC Journal, 6(1), 57–69. https://doi.org/10.3126/nccj.v6i1.57817, 2021 

Online Shopping in Kathmandu Valley: Users’ Knowledge, Challenges and Way Forward. The Journal of Social Sciences Research, 7(3), 135-144. https://doi.org/10.32861/jssr.73.135.144, 2021 (Lead author)

Does the Formal Financial Sector Enhance Small Business Employment Generation in Nepal: Evidence from Cross-Sectional Data. Journal of Social Economics Research, 8(2), 155-164. https://doi.org/10.18488/journal.35.2021.82.155.164, 2021 (Lead author)

Private and public bank consumers’ preference in Kathmandu Valley: Evidence from customers’ satisfaction index. International Research Journal of Science, Technology, Education, and Management, 1(1), 67-78. https://doi.org/10.5281/zenodo.5195755, 2021 (Co-authored)

Retail Loan Under Interest Rate Fluctuation in Nepal: Costumers’ Interest, Challenges and Managerial Solutions. Journal of Asian Business Strategy, 11(1), 46-54. https://doi.org/10.18488/journal.1006.2021.111.46.54, 2021 (Co-authored)

Financial hurdles in small business enterprises in Kathmandu Valley. Modern Economy, 12, 1105-1118. https://doi.org/10.4236/me.2021.126058, 2021 (Co-authored)

Stock Market’s Reaction to Unanticipated Catastrophic Event. Journal of Business and Social Sciences, 5(2), 77-90. https://doi.org/10.3126/jbssr.v5i2.35236, 2020 

Factors driving stock prices of Nepalese insurers. NCC Journal, 5(1), 17–28. https://doi.org/10.3126/nccj.v5i1.56938, 2020 

CAMELS analysis and market stress testing of top Nepalese banks. Journal of Development and Administrative Studies, 28(1-2), 9–18. https://doi.org/10.3126/jodas.v28i1-2.64377, 2020 (Lead author)

The stock market’s reaction to unanticipated catastrophic event. Journal of Business and Social Sciences Research, 5(2), 77–90. https://doi.org/10.3126/jbssr.v5i2.35236, 2020 

Psychological Contract Breach and Organizational Deviance Behaviour: Mediating Role of Professional Commitment. Nepal Journal of Multidisciplinary Research, 3(3), 34-50. https://doi.org/10.3126/njmr.v3i3.34881, 2020 (Corresponding author)

Management Accounting Techniques on Rationalize Decisions in the Nepalese Listed Manufacturing Companies. Researcher: A Research Journal of Culture and Society, 4(1), 112-128. https://doi.org/10.3126/researcher.v4i1.33816, 2020 (Co-authored)

Determinants of Technological and Innovation Performance of the Nepalese Cellular Telecommunications Industry from the Customers’ Perspective. Advances in Science, Technology and Engineering Systems Journal, 5(6), 1013-1020. https://doi.org/10.25046/aj0506122, 2020 (Co-authored)

A Review on Potentiality of Industry 4.0 in Nepal: Does the Pandemic Play Catalyst Role? Quest Journal of Management and Social Sciences, 2(2), 357-370. https://doi.org/10.3126/qjmss.v2i2.33307, 2020 (Co-authored)

Risk and resilience: Examining the role of capital adequacy and credit risk in shaping the performance of Nepalese commercial banks. Journal of Development and Administrative Studies, 27(1-2), 31–40. https://doi.org/10.3126/jodas.v27i1-2.60573, 2019 (Lead author)

Fundamentals of common stock pricing: Evidence from commercial banks of Nepal. NCC Journal, 3(1), 44–64. https://doi.org/10.3126/nccj.v3i1.20247, 2018 

Dynamic Relationship Between Tourism and Economy: Evidence from Nepal. Journal of Business and Management, 5, 16-22. https://doi.org/10.3126/jbm.v5i0.27384, 2018 

Stock Market Responses to Macroeconomic Dynamics: Testing for Long-run Equilibrium in Nepal. Pravaha, 24(1), 64-82. https://doi.org/10.3126/pravaha.v24i1.20227, 2018

Structural Equation Modeling of Latent Variables Affecting Stock Prices: Evidence from Nepal. Tribhuvan University Journal, 31(1-2), 25-44. https://doi.org/10.3126/tuj.v31i1-2.25329, 2017 

Economic impact of tourism in Nepal’s economy using cointegration and error correction model. Researchgate, 1-12. http://dx.doi.org/10.13140/RG.2.1.4839.5684, 2012 

Economic and Non-economic Factors Affecting Stock Prices in Nepal. Masters Degree Thesis. Tribhuvan University, Nepal. https://ssrn.com/abstract=4850212, 2017 

Firm Specific and Macroeconomic Determinants of Common Stock Prices: Evidence from Commercial Banks of Nepal. [Unpublished M.Phil. Dissertation], Kathmandu University School of Management, KUSOM. https://hdl.handle.net/20.500.14301/388, 2015 

The Anomalies of Stock Market Prices: An Empirical Study of Commercial Banks in Nepal. [Unpublished M. Phil. Research Work], Kathmandu University School of Management, KUSOM. https://hdl.handle.net/20.500.14301/390, 2013 

For a full list of publications, please visit my Google Scholar profile.